Hi Everyone!
As promised, this week we’ll be looking at pet insurance as provided by the South African Pet Insurers MEDIPET SA. They are currently having their website remodeled, but you will soon be able to visit them at www.medipetsa.co.za. For now though, we will be covering some really important information. If you need further details, please do not hesitate to email us at the blog, or contact MEDIPET INSURANCE directly on 0800 MEDIPET.
First off, and most importantly, today we’re going to discuss the cost and coverage. This is because most insurance agencies leave that bit out till last – it’s often very expensive and scary! This is not the case with Medipet Insurance. It costs R115pm for a cat and R125pm for a dog. For this you get R25 000pa coverage, with an excess of R250 per claim. That’s the cost of two movie tickets a month (without popcorn), or pizza for two. You can have peace of mind for almost no investment. The coverage also does not have any specific limits: it is just R25 000 pa of general cover.
So with this cost in mind, how is Medipet Insurance able to provide so much cover for such a little monthly installment? There are a number of things which are not covered by this pet insurance. These include regular pregnancy and delivery, grooming and behavioral problems, elective procedures, hereditary or congenital defects, pre-existing conditions (before insurance was taken out), foods and diets of your choice (unless specifically advised by your vet to assist in clearing up a medical condition).
This may seem like a lot of things that are not covered, but just look at the list of things that are covered:
· Accidental injuries
· Any illnesses
· Operations
· Dog fight lacerations
· Gastric torsion
· Tumour removals
· Snake Bites
· Hip replacements
· R50 per day for kennels, catteries or pet sitters (not living with you), if you are suddenly ill or unable to look after your pet
· Advertising & reward cover – R250 p.a. for cats and R1 000 p.a. for dogs
· R100 p.m. for prescription diet needed to treat an illness for up to 6 months, on recommendation from your vet
And more, of course. Hip replacements, for example, can end up costing you the kind of fortune that most people don’t have lying around.
You wouldn’t not have medical insurance for a member of your family, which of course your pet is, so it is great that there is a local company out there that is committed to providing pet owners with affordable and reliable pet insurance which really delivers.
